1.  Have a complete consultation about all of your options and exactly how programs/options work while working out a payment and credit restoration plan.

2.  Representative will send you a detailed agreement which is directly with an Attorney.

3.  Signed Agreement is received by Attorney.

4.  Representative will contact you to go over the program one more time to make sure there is    complete understanding before going forward.

5.  Trust Account is set up for you with Note World

6.  After first payment is received we contact creditors you have chosen to include in the plan that you are now working with us and to cease and desist on calls, letters, etc...

7.  Simultaneously, we begin on Validating / Challenging the validity of your unsecured debts.

8.  Once enough is accumulated in your trust account, your first account will be settled. You will be contacted about the settlement amount before it is approved.

9.  Accumulation continues until all accounts are settled. 

10. We restore your credit ............

11. YOUR LIFE IS BACK ON TRACK.